What we do
Putting the gold in your golden years
At Tan Allen Piguet Asset Management, we know that the sooner you put a solid retirement plan into place the better. The longer you have to prepare, the more ready you will be when the time comes to retire. This is why we encourage all clients to consider their retirement as an integral part of their overall financial planning process.
If done well, and in plenty of time, when you retire, your plans should provide you with more than enough to cover your daily expenses and enable you to do all those things you planned and dreamed of doing during your working years.
Planning for retirement takes research, organization, and careful structuring to ensure that not only are your current level of outgoings covered, you also have enough left over for unforeseen eventualities without having to downgrade your lifestyle.
In a perfect world, retirement should be a time of relaxation, enjoyment, and reaping the rewards of all the hard work you have put in over the preceding years. With Tan Allen Piguet Asset Management retirement planning behind you, it can be.
As with all areas of financial planning, one size does not fit all. Different people have different plans for when the time comes, different expectations and financial capabilities. This is why Tan Allen Piguet Asset Management will help you put a retirement plan in place that suits your specific circumstances and aspirations.
With more free time on your hands in retirement, it is often the case that expenses go up. Whereas you would previously spend many hours of each day at work, you are now free to travel, take holidays or enjoy whatever hobby or pastime you want. This means spending money that you wouldn’t previously have spent while you were at work. Many people overlook this fact and only prepare to retire on a similar amount to what they were earning and spending before retirement.
There can be unwelcome financial surprises that occur after you retire, such as ill health or funding of long-term care. Your mortgage has been paid off, and you may be considering downsizing and have extra funds available that can be used.
We understand that a well-structured retirement plan is vital to ensure financial security and independence in later years. Whatever your individual situation, it is essential that the plan is reviewed regularly and updated as appropriate to keep you on the right track.
At Tan Allen Piguet Asset Management, your retirement and financial planning needs will be reviewed and assessed by our capable and experienced professionals to ensure your retirement will be the time of your life that you always wanted it to be.
